1. The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
2. Whose products do we offer?
Beck Evans (2000) Limited t/a www.beckevans.co.uk is a Credit Broker not a Lender and can introduce you to a limited number of lenders and finance products to assist with your vehicle purchase. Occasionally, we may need to use the services of a credit broker - we will advise you if this is applicable. We are not an independent financial advisor and do not make recommendation, however, we will provide you with information on products which may suit your requirements based on information you disclose, to assist you in making an informed decision on your purchase. Please ask for a list of our funding partners.
We can provide information on the following:
Hire Purchase / Personal Contract Purchase (PCP) / Conditional Sale and Lease Sale / Personal Contract Hire and Business Contract Hire
3. Which service will we provide you with?
We will advise and make a recommendation for you after we have assessed your needs for:
Credit Agreements – Hire Purchase, PCP, Conditional Sale and Lease Sale, Personal Contract Hire and Business Contract Hire
Non – Regulated Products – Extended Warranty, Recovery, Paint and fabric protection
4. What will you have to pay us for our Finance and \ or Insurance Services?
No fee
Lenders will pay us commission for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Different lenders may pay different commissions for such introductions. However, any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned and we receive commission as a proportion of premium paid from our insurance provider if you decide to enter into an agreement with them.
5. Who regulates us?
Beck Evans (2000) Limited t/a www.beckevans.co.uk is authorised and regulated by the Financial Conduct Authority for Consumer Credit activities; our Firm Reference Number (FRN) is 679282. Beck Evans (2000) Limited t/a www.beckevans.co.uk is an Appointed Representative of AutoProtect (MBI) Limited for Insurance distribution purposes. AutoProtect (MBI) Limited is authorised and regulated by the Financial Conduct Authority for Firm Reference number is 312143. Our FCA Permitted business is arranging general insurance and finance contracts.
You can check this on the FCA Register by visiting website www.fca.org.uk.
6. What to do if you have a complaint
If you wish to register a complaint, please contact us:
in writing : Complaints, Beck Evans (2000) Limited, Cray Road, Sidcup, Kent DA14 5BZ
email : [email protected]
by phone : 0208 302 0860
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service www.financial-ombudsman.org.uk
7. Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations for any insurance products you purchase.
This depends on the type of business and the circumstances of the claim. General Insurance advising and arranging is covered for 90% of the claim with no upper limit. Compulsory forms of insurance (e.g. Motor Insurance) are covered for 100% of the claim with no upper limit. Further information about compensation scheme arrangements is available from the FSCS. Please note - finance products are not covered by this scheme.