Asset protection
Your vehicle is a huge investment, so protect your investment to ensure you are not left short if the worst should happen to your vehicle. For UK customers only.
If your vehicle is written off due to an accident, fire or theft, it's more than likely your motor insurance company will only pay you the current market value, which could end up being much less than you expect
Asset Protection incorporates Return to Invoice cover (or RTI) and Finance Guaranteed Asset Protection (or Finance GAP). RTI is designed to pay out any difference between the settlement made by your motor insurance company and the price you originally paid for the vehicle. If your vehicle is written off, Finance GAP pays the difference between the settlement made by your motor insurance company and the amount you still owe on your finance agreement.
Please note: The scope and pricing of our car protection products were last updated on 04/04/2024. However, information may be subject to change. Therefore, we encourage you to view this as a guide and recommend speaking with a sales specialist who can provide you with the most up-to-date information.
Example: You pay £18,500 for your vehicle. Your vehicle is written off. Your motor insurance company payout is £12,000. An RTI payout of £6,500 tops it up to the price you originally paid.
Example: You owe £19,200 on your finance agreement. Your vehicle is written off. Your motor insurance company pays out £12,000. A Finance GAP payout of £7,200 makes up the difference.
Easily transferable
Buying a new vehicle? No problem; your policy can be easily transferred to a new vehicle for continued protection.
Cancel at any time
If you find you no longer need your asset protection cover, you can cancel any time and get a refund for the remainder of the policy.
Accessories covered
As long as accessories are fitted by the dealer and are manufacturer-approved, we will cover up to £1,500 of extras.
Pricing
- With a claim limit of £10,000: £369 or £36.90 a month (10 months interest-free)
- With a claim limit of £30,000 - £40,000: £399 or £39.90 a month (10 months interest free)
- With a claim limit of £40,000 - £50,000: £469 or £46.90 a month (10 months interest free)
- With a claim limit of £50,000 - £60,000: £499 or £49.90 a month (10 months interest free)
- With a claim limit of £60,000: £599 or £59.90 a month (10 months interest-free)
- With a claim limit of £50,000 - £699/£799 or £69.90/£79.90 a month (10 months interest free)
- Vehicles worth £0 - £10,000 and from new to 7 years old - with a claim limit of £5,000: £449 or £44.90 a month (10 months interest-free)
- Vehicles worth £10,001 - £20,000 and from new to 7 years old - with a claim limit of £10,000: £499 or £49.90 a month (10 months interest-free)
- Vehicles worth £30,001 - £50,000 and from new to 7 years old - with a claim limit of £20,000: £599 or £59.90 a month (10 months interest-free)
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